After Cryptocurrency's Painful 2018, Here's What To Expect In 2019

Cryptocurrency investors suffered through what felt to many like a world of pain in 2018: bearish markets; a decline in initial coin offerings; increased regulation. As we move beyond that dreadful year, it's fair to wonder what investors might expect from the asset class in 2019.

"We've already witnessed a watershed year for crypto in terms of regulation," says Cobus Kruger, CEO and co-founder of Stackr, a global long-term savings platform, but it hasn't yet been sufficient. He adds:

"It's imperative for survival and growth. Without regulated instruments like an ETF, the industry will tread water, because there will only be insignificant institutional adoption."

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